Happy New Year!!!!!! This year I am committed to being intentional about maximizing and increasing our monthly income. I started looking for deals in December 2017 and I came across some really cool ones.
- Ebates – You have probably seen the commercials I am here to tell you it is legit. Ebates is an easy way to get cash back. Sign up, open a “shopping trip” on their site and purchase what you want. It usually takes a business day for you to see your cash back. The cool thing is they pay out monthly automatically and it goes to your PayPal account. When getting cash back you only get a few dollars or cents at a time but it adds up. For larger purchases, it is a must. Did I mention you can use it on Amazon?! If you aren’t on Ebates up here.
- DOSH – This is a cash back app that allows you to connect your credit card then get a percentage of your purchase back when buying from their listed retailers. I like this because you don’t have to do anything but use your registered card. Dosh ran an amazing promo at the end of 2017. I joined the promo late but was able to make over $100 over the course of a few days. They pay out via PayPal which I always like but it does take 3-5 business days to process. It’s just like Ebates but you’re rewarded for both in person and online orders. Click here to sign up.
- Ohm – We all need and use electricity right? Wouldn’t it be awesome if to save money on your electric bill and get cash for using less energy? Ohm lets you do just that. This program is in California only and you MUST have an online account with your electric company. Ohm connects to your Smart Meter and sends you text alerts so you can power down during peak hours. By powering down you get points which convert into dollars. Its good for your pocket and the environment. See if it is available in your county by clicking here.
- Budget Book- This may seem simple but its something that can change your finances. Write it down. Micheals has a cute budget book that helps you keep track of every dime you spend. I love planners! This one is great for my home planner. It’s also really inexpensive so get a few to use throughout the year.
- Challenge Yourself – Have you heard of the nickel challenge? Maybe the nickel or quarter challenge? Basically, you take a box, large bottle, piggy bank ect and put every nickle, dime, or quarter in that box. Don’t open it until the end of the year.
I hope these 5 tips help. What are your financial goals in 2018?
Melanin Taught 